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How Long Does it Take to File an 18 Wheeler Claim? If someone is injured in a crash involving an 18 wheeler, the case may be more difficult to settle than a typical car crash claim. This is due to the fact that truck accidents typically cause severe injuries. There are a variety of factors that affect the time needed to reach an agreement. Here are a few of the most crucial factors. Insurance claims Like all vehicles on the road, 18-wheeler truckers must have a minimum amount of insurance. This is due to the fact that collisions with large trucks are more likely to result in serious injuries and property damage compared to a typical car crash. These accidents can lead to death and catastrophic injuries. It is therefore crucial that victims of these wrecks submit a claim in order to receive the compensation they are entitled to. Although 18 wheeler insurance is a must but it isn't always easy to find policies that meet all your requirements. Based on the nature of the cargo your trucks carry you may require additional kinds of insurance. Hazmat carriers, as an example may require liability insurance that ranges from $5 million to $5 million. Towing insurance, trailer exchange insurance, and cargo coverage are just a few possible options. A knowledgeable attorney can also help you determine what type of coverage is required by your business. He or she will also assist you with negotiating with insurance companies to ensure that your claim is properly settled. In some cases insurance companies may attempt to limit their liability by declaring comparative fault. This could greatly diminish your claim. A lawyer can assist you disprove these claims and get the maximum amount of compensation you deserve. A skilled lawyer will ensure that you receive the money you need to recover regardless of the manner in which you were injured in your accident. Settlements In many cases, a truck accident victim will receive an initial settlement offer well before a lawsuit is filed. This offer is usually far below what the victim deserves. It's made by the trucking company or their legal team. A victim should never accept this offer without speaking to an attorney for personal injury first. The amount of the settlement depends on a number of factors, such as the degree of injuries and the property damage. It also is contingent on medical expenses. Additionally, non-economic damages can be considered, particularly when you've been emotionally or physically traumatized by the accident. These losses are difficult to quantify and require an expert analysis. The amount of compensation you receive is also influenced by determination of liability. If you can prove the responsible party broke traffic laws, was negligent, or caused the accident by an act of negligence, they will be held accountable for the damages. However, there are other legal defenses that restrict their liability, such as contributory or comparative negligence. The owner of the trucking firm could also be held liable for the accident. This can happen when a driver operated the truck in poor condition, or in the event that a business failed to maintain the vehicle. The cargo loading and shipping firm could also be held accountable for the cargo if it was improperly loaded, or a part was defective. Filing a lawsuit If the insurance company fails to provide a fair settlement then you may have no choice but to file a lawsuit. This can increase the timeline to a settlement and could result in a larger amount of damages. If you decide to settle or go to trial, a knowledgeable truck accident lawyer is the best choice. The insurance companies in this instance will try to make you feel like they are a bargain and you'll need someone on your side who will defend your rights. A Lafayette truck accident lawyer will examine your accident and determine the worth of the damages so that you receive the maximum amount of compensation. In many 18-wheeler collisions there are several parties responsible. For instance, if a truck driver was under the influence of alcohol or breaking the hours of service rules or his employer could be held accountable. In addition, the manufacturer of a part for a vehicle or repair shop could be held liable in the event that a defective component caused the accident. Furthermore, cargo-loading and shipping companies could be held accountable for accidents involving their trucks. 18 wheeler accident claim fort myers is because these trucks have to be loaded and transported in a manner that is safe to prevent them from tipping over or being jackknifed. The companies must adhere to strict safety standards. The law also allows the company to recover non-economic damages, like pain and suffering. Trial Negotiations with insurance companies are typically used to settle most cases of truck accidents. A fair settlement should cover all medical expenses as well as treatment expenses, as well as any other losses that you have or will incur. Your attorney can help you determine the possible future damages and also determine whether punitive damages can be a factor. A qualified attorney can help you through this process. The most important aspect is the severity of your injuries, which will influence the amount of compensation that you are entitled to. Some injuries will only impact you for only a few weeks or even months, while others will have lasting effects on your life. It may also take time to determine fault, as it's not always obvious in 18 wheeler collisions. It is because multiple individuals can be held accountable for the accident, including the truck driver and the company that employs him. In some instances, there could be mechanical problems with the vehicle which cause the vehicle to crash. In this case, it may be necessary to hold the repair shop or the manufacturer accountable for any damages. There are many factors which can affect the size of a settlement in an 18-wheeler crash However, in general these kinds of cases result in higher settlements than those which involve automobiles. This is due to the severity of the injuries and damage that can be caused by these accidents.